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Overseas Credit Cards

If you are going on a family holiday or need to do some business abroad then getting an overseas credit card or travel credit card can save you money. When spending money abroad on your usual credit card you will get charged a rate above the exchange rate - this might be 3% extra charge for example, or a fixed minimum fee if the percentage is lower than this. By having an overseas credit card you will get really good exchange rates that beat Bureau de Change even.

Also remember when you pay - make sure you pay in the local currency as that will be cheaper usually than your currency.


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